Gross savings (% of GNI) by country
Savings is an amount that represents the part of disposable income (adjusted for the change in pension entitlements) that is not spent on final consumption. Gross savings are calculated as gross national income less total consumption, plus net transfers. This indicator is expressed as a percentage of Gross...
Countries reporting
177
Highest
59.5%
Qatar
Lowest
-18.5%
Timor-Leste
Median
22.9%
Years covered
66
1960–2025
Data points
8,309
What the numbers show
Gross savings (% of GNI) is currently reported for 177 countries. The highest value is 59.5% in Qatar; the lowest is -18.5% in Timor-Leste.
The median across all reporting countries is 22.9%, and the mean is 22.6%.
The gap between the highest and lowest reporting country is a factor of about 3.
Over the past decade 85 countries rose and 91 fell. The largest increase was in Burundi (up 1,361.2%), and the largest decrease in Palau (down 899.1%).
Gross savings: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Qatar | 59.5% | 2022 | down 7.8% | falling |
| 2 | Suriname | 51.6% | 2010 | — | flat |
| 3 | Macao | 48.4% | 2024 | down 22.5% | falling |
| 4 | Singapore | 48.1% | 2025 | up 1.8% | rising |
| 5 | Ireland | 46.4% | 2024 | up 53.3% | rising |
| 6 | Brunei Darussalam | 43.9% | 2025 | down 19.3% | falling |
| 7 | Burundi | 43.2% | 2025 | up 1,361.2% | volatile |
| 8 | China | 43.0% | 2024 | down 8.9% | rising |
| 9 | Bermuda | 42.5% | 2023 | up 11.1% | rising |
| 10 | San Marino | 42.3% | 2023 | up 12.9% | rising |
| 11 | Gabon | 41.9% | 2015 | down 15.6% | rising |
| 12 | Algeria | 40.2% | 2024 | down 11.8% | rising |
| 13 | Cambodia | 39.9% | 2025 | up 66.6% | volatile |
| 14 | Viet Nam | 38.3% | 2024 | up 11.7% | rising |
| 15 | Iran | 37.9% | 2000 | up 62.9% | rising |
| 16 | Tanzania, United Republic of | 37.4% | 2024 | up 51.2% | rising |
| 17 | Switzerland | 37.0% | 2025 | up 5.8% | flat |
| 18 | Kuwait | 36.6% | 2024 | down 20.0% | falling |
| 19 | Zambia | 36.1% | 2024 | down 10.6% | rising |
| 20 | Indonesia | 36.0% | 2025 | up 15.5% | rising |
| 21 | Norway | 36.0% | 2025 | up 15.3% | rising |
| 22 | Bahrain | 35.9% | 2024 | up 9.3% | falling |
| 23 | Congo | 35.6% | 2021 | down 36.0% | rising |
| 24 | Nepal | 35.5% | 2024 | down 9.1% | rising |
| 25 | India | 35.1% | 2025 | up 7.0% | rising |
| 26 | Republic of Korea | 35.0% | 2025 | down 2.0% | rising |
| 27 | Panama | 34.9% | 2024 | up 5.9% | rising |
| 28 | Mauritania | 34.8% | 2024 | up 46.3% | volatile |
| 29 | Denmark | 34.3% | 2024 | up 24.6% | rising |
| 30 | Papua New Guinea | 33.6% | 2004 | up 10.8% | rising |
| 31 | Bangladesh | 33.0% | 2025 | down 4.3% | rising |
| 32 | Botswana | 32.6% | 2024 | down 13.4% | rising |
| 33 | Marshall Islands | 32.2% | 2024 | up 83.9% | flat |
| 34 | Iraq | 31.9% | 2024 | down 16.6% | falling |
| 35 | Kazakhstan | 31.5% | 2024 | down 6.2% | rising |
| 36 | Benin | 30.6% | 2023 | up 86.6% | rising |
| 37 | Türkiye | 30.3% | 2024 | up 12.0% | falling |
| 38 | Japan | 30.2% | 2024 | up 15.7% | falling |
| 39 | Samoa | 30.1% | 2025 | down 4.5% | flat |
| 40 | Nicaragua | 30.0% | 2024 | up 39.9% | rising |
| 41 | Congo, Democratic Republic of the | 29.8% | 2025 | up 36.5% | rising |
| 42 | Morocco | 29.8% | 2025 | up 3.8% | rising |
| 43 | Tajikistan | 29.6% | 2024 | up 126.5% | rising |
| 44 | Malta | 29.6% | 2024 | up 17.4% | flat |
| 45 | Uzbekistan | 29.5% | 2025 | up 36.8% | falling |
| 46 | Oman | 29.4% | 2024 | down 16.2% | falling |
| 47 | Sweden | 29.2% | 2025 | up 12.4% | rising |
| 48 | Honduras | 29.2% | 2025 | up 38.1% | rising |
| 49 | Netherlands | 29.1% | 2024 | up 9.8% | rising |
| 50 | Czechia | 29.0% | 2025 | up 4.7% | falling |
| 51 | North Macedonia | 28.9% | 2025 | down 2.3% | rising |
| 52 | Mongolia | 28.9% | 2024 | up 13.2% | rising |
| 53 | Russian Federation | 28.8% | 2025 | up 6.4% | flat |
| 54 | Saudi Arabia | 28.7% | 2025 | up 18.9% | falling |
| 55 | Sri Lanka | 28.3% | 2024 | down 13.7% | rising |
| 56 | Ecuador | 27.9% | 2025 | up 32.7% | rising |
| 57 | Faroe Islands | 27.3% | 2011 | down 28.7% | falling |
| 58 | Venezuela, Bolivarian Republic of | 26.9% | 2016 | down 73.1% | volatile |
| 59 | Hong Kong | 26.6% | 2024 | up 7.5% | falling |
| 60 | Gambia | 26.3% | 2024 | up 124.9% | volatile |
| 61 | Philippines | 26.2% | 2025 | down 18.1% | rising |
| 62 | Israel | 26.1% | 2025 | down 2.4% | rising |
| 63 | Belarus | 25.8% | 2025 | down 14.5% | rising |
| 64 | Peru | 25.8% | 2025 | up 20.9% | rising |
| 65 | Austria | 25.7% | 2025 | down 0.8% | flat |
| 66 | Slovenia | 25.7% | 2025 | up 5.3% | flat |
| 67 | Germany | 25.4% | 2025 | down 6.1% | rising |
| 68 | Uganda | 25.4% | 2024 | down 1.3% | rising |
| 69 | Estonia | 25.1% | 2025 | down 6.9% | rising |
| 70 | Dominican Republic | 24.8% | 2025 | up 13.5% | rising |
| 71 | Kosovo | 24.7% | 2025 | up 15.9% | rising |
| 72 | Libya | 24.6% | 2023 | down 19.0% | volatile |
| 73 | Thailand | 24.6% | 2025 | down 16.9% | rising |
| 74 | El Salvador | 24.5% | 2025 | up 89.1% | rising |
| 75 | Hungary | 24.4% | 2025 | down 9.3% | rising |
| 76 | Spain | 24.3% | 2025 | up 13.6% | flat |
| 77 | Bhutan | 24.3% | 2024 | down 35.2% | falling |
| 78 | Malaysia | 24.2% | 2024 | down 20.3% | flat |
| 79 | Chile | 24.1% | 2025 | up 3.5% | rising |
| 80 | Azerbaijan | 24.1% | 2025 | down 17.1% | rising |
| 81 | Lithuania | 23.9% | 2025 | up 15.0% | rising |
| 82 | Senegal | 23.8% | 2023 | up 43.8% | volatile |
| 83 | Italy | 23.4% | 2025 | up 25.5% | falling |
| 84 | Belgium | 23.4% | 2025 | down 0.9% | falling |
| 85 | Rwanda | 23.3% | 2024 | up 90.3% | rising |
| 86 | Paraguay | 23.1% | 2025 | up 2.4% | rising |
| 87 | Iceland | 23.0% | 2025 | down 9.7% | flat |
| 88 | Finland | 23.0% | 2025 | up 12.0% | falling |
| 89 | Albania | 22.9% | 2025 | up 19.9% | rising |
| 90 | Australia | 22.8% | 2025 | down 0.9% | rising |
| 91 | Portugal | 22.4% | 2024 | up 45.8% | falling |
| 92 | Canada | 22.2% | 2025 | up 11.7% | flat |
| 93 | Croatia | 22.1% | 2024 | up 17.4% | rising |
| 94 | Cape Verde | 21.4% | 2025 | down 27.5% | falling |
| 95 | French Polynesia | 21.2% | 2016 | down 4.2% | flat |
| 96 | Belize | 21.2% | 2024 | up 10.4% | volatile |
| 97 | France | 21.1% | 2025 | down 0.1% | falling |
| 98 | Latvia | 20.9% | 2025 | down 13.5% | rising |
| 99 | Luxembourg | 20.7% | 2025 | down 25.2% | falling |
| 100 | Bosnia and Herzegovina | 20.3% | 2025 | up 129.3% | volatile |
| 101 | Serbia | 20.2% | 2025 | up 18.9% | rising |
| 102 | Eswatini | 20.2% | 2024 | down 38.7% | falling |
| 103 | Bahamas | 20.0% | 2024 | down 8.7% | rising |
| 104 | Georgia | 19.8% | 2025 | up 26.8% | rising |
| 105 | Ethiopia | 19.7% | 2024 | down 37.5% | falling |
| 106 | Guatemala | 19.6% | 2024 | up 62.1% | rising |
| 107 | New Zealand | 19.5% | 2024 | down 5.4% | flat |
| 108 | Togo | 19.4% | 2020 | up 68.0% | falling |
| 109 | Sierra Leone | 19.3% | 2024 | up 12.0% | volatile |
| 110 | Mauritius | 19.1% | 2024 | up 31.1% | falling |
| 111 | Guinea-Bissau | 18.9% | 2024 | up 11.2% | volatile |
| 112 | Mexico | 18.8% | 2025 | down 0.8% | falling |
| 113 | Romania | 18.5% | 2025 | down 26.1% | rising |
| 114 | Lao People's Democratic Republic | 18.4% | 2016 | down 22.8% | volatile |
| 115 | New Caledonia | 18.3% | 2016 | down 25.0% | falling |
| 116 | Madagascar | 18.0% | 2024 | up 21.4% | volatile |
| 117 | Côte d'Ivoire | 17.9% | 2024 | down 22.8% | volatile |
| 118 | Guyana | 17.9% | 2005 | down 16.5% | volatile |
| 119 | Niger | 17.8% | 2024 | down 25.6% | rising |
| 120 | Poland | 17.7% | 2025 | down 12.5% | flat |
| 121 | Bulgaria | 17.6% | 2025 | down 19.5% | falling |
| 122 | Armenia | 17.4% | 2025 | down 1.7% | volatile |
| 123 | Tonga | 17.3% | 2024 | up 11.8% | falling |
| 124 | United Kingdom of Great Britain and Northern Ireland | 17.3% | 2025 | up 23.5% | falling |
| 125 | Angola | 17.0% | 2024 | down 39.4% | falling |
| 126 | Syria | 16.9% | 2010 | down 12.7% | rising |
| 127 | Burkina Faso | 16.9% | 2024 | up 20.6% | rising |
| 128 | United States | 16.8% | 2024 | down 12.8% | falling |
| 129 | Slovakia | 16.7% | 2025 | down 34.1% | falling |
| 130 | Uruguay | 16.4% | 2025 | up 3.1% | rising |
| 131 | Kenya | 15.9% | 2024 | up 132.9% | falling |
| 132 | Cameroon | 15.9% | 2024 | up 2.3% | falling |
| 133 | Eritrea | 15.8% | 2000 | down 76.9% | volatile |
| 134 | Pakistan | 15.6% | 2025 | up 2.6% | falling |
| 135 | Mali | 15.5% | 2024 | down 32.9% | rising |
| 136 | Central African Republic | 15.5% | 1994 | up 115.7% | rising |
| 137 | Aruba | 15.2% | 2023 | up 97.9% | volatile |
| 138 | Costa Rica | 14.9% | 2025 | down 2.2% | falling |
| 139 | Brazil | 14.9% | 2025 | up 0.6% | falling |
| 140 | Djibouti | 14.5% | 2024 | down 41.2% | falling |
| 141 | Cyprus | 14.5% | 2025 | up 10.0% | falling |
| 142 | Bolivia, Plurinational State of | 14.1% | 2024 | down 35.7% | rising |
| 143 | Fiji | 13.9% | 2024 | down 12.1% | falling |
| 144 | Argentina | 13.7% | 2025 | down 6.3% | falling |
| 145 | Chad | 13.5% | 1994 | up 82.7% | volatile |
| 146 | Haiti | 13.4% | 2024 | up 16.0% | volatile |
| 147 | Colombia | 13.4% | 2025 | down 23.8% | falling |
| 148 | Ghana | 13.2% | 2024 | down 31.3% | rising |
| 149 | South Africa | 13.2% | 2025 | down 10.0% | falling |
| 150 | Maldives | 12.6% | 2024 | down 57.0% | falling |
| 151 | Jordan | 12.4% | 2007 | down 53.8% | falling |
| 152 | Kyrgyzstan | 12.1% | 2024 | up 0.7% | volatile |
| 153 | Comoros | 12.0% | 2023 | down 0.6% | flat |
| 154 | Ukraine | 11.2% | 2024 | up 12.0% | falling |
| 155 | Lesotho | 11.1% | 2025 | down 49.3% | falling |
| 156 | Greece | 11.1% | 2024 | up 6.8% | falling |
| 157 | Zimbabwe | 10.8% | 2024 | up 575.6% | volatile |
| 158 | Curacao | 10.7% | 2018 | up 27.9% | rising |
| 159 | Guinea | 10.6% | 2024 | up 470.2% | volatile |
| 160 | Namibia | 9.8% | 2024 | down 57.7% | falling |
| 161 | Sao Tome and Principe | 8.9% | 2024 | up 133.8% | volatile |
| 162 | Palestine, State of | 8.6% | 2025 | down 14.8% | volatile |
| 163 | Egypt | 8.5% | 2025 | down 13.0% | falling |
| 164 | Kiribati | 8.3% | 2024 | down 72.7% | volatile |
| 165 | Montenegro | 7.0% | 2025 | down 17.1% | volatile |
| 166 | Vanuatu | 6.2% | 2022 | down 60.7% | falling |
| 167 | Tunisia | 5.6% | 2024 | down 63.6% | falling |
| 168 | Sudan | 5.1% | 2022 | down 51.6% | volatile |
| 169 | Republic of Moldova | 4.1% | 2025 | down 76.3% | falling |
| 170 | Seychelles | 2.6% | 2024 | down 69.1% | volatile |
| 171 | Mozambique | 1.9% | 2024 | down 79.8% | falling |
| 172 | Solomon Islands | 1.1% | 2024 | down 89.8% | volatile |
| 173 | Malawi | -2.0% | 2024 | down 151.0% | volatile |
| 174 | Yemen | -4.6% | 2016 | down 124.4% | volatile |
| 175 | Lebanon | -12.7% | 2023 | down 444.5% | volatile |
| 176 | Palau | -12.9% | 2023 | down 899.1% | volatile |
| 177 | Timor-Leste | -18.5% | 2024 | down 140.3% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- East Asia & Pacific (excluding high income) 41.2%
- East Asia & Pacific (IDA & IBRD countries) 41.2%
- Euro area 23.6%
- European Union 23.5%
- East Asia & Pacific 38.1%
- Late-demographic dividend 36.6%
- Upper middle income 35.4%
- South Asia 34.9%
- South Asia (IDA & IBRD) 34.9%
- Middle income 34.4%
- Low & middle income 34.3%
- IBRD only 34.0%
- IDA & IBRD total 33.4%
- Lower middle income 31.5%
- Arab World 28.4%
- Early-demographic dividend 27.6%
- Europe & Central Asia (excluding high income) 27.5%
- Least developed countries 27.1%
- IDA only 26.8%
- Middle East, North Africa, Afghanistan & Pakistan 26.8%
- World 26.6%
- Europe & Central Asia (IDA & IBRD countries) 24.6%
- Europe & Central Asia 23.9%
- Pre-demographic dividend 23.8%
- IDA total 23.4%
- Other small states 22.7%
- High income 22.5%
- Middle East, North Africa, Afghanistan & Pakistan (IDA & IBRD) 22.3%
- Middle East, North Africa, Afghanistan & Pakistan (excluding high income) 22.1%
- Small states 21.7%
- OECD members 21.6%
- Post-demographic dividend 21.6%
- Central Europe and the Baltics 20.7%
- Heavily indebted poor countries (HIPC) 20.6%
- Low income 20.3%
- Africa Eastern and Southern 18.7%
- Sub-Saharan Africa (excluding high income) 18.2%
- Sub-Saharan Africa 18.2%
- Sub-Saharan Africa (IDA & IBRD countries) 18.2%
- Latin America & Caribbean 17.5%
About this data
Savings is an amount that represents the part of disposable income (adjusted for the change in pension entitlements) that is not spent on final consumption. Gross savings are calculated as gross national income less total consumption, plus net transfers. This indicator is expressed as a percentage of Gross National Income (GNI) which is the total income earned by all residents within an economic territory during an accounting period. It is equal to gross domestic product plus earned income receivable from abroad minus earned income payable abroad.