Gross savings in Germany
Germany: Gross savings was 25.4% in 2025. ▲ Rising
Gross savings in Germany, 1971–2025
Source: Country official statistics, National Statistical Offices (NSOs). Measured in % of GNI.
Analysis
In 2025, gross savings in Germany stood at 25.4%.
Compared with earlier readings it is down 3.0% on the previous year and down 6.1% over ten years.
Over the whole period, gross savings in Germany peaked at 28.9% in 2018 and was at its lowest, 18.4%, in 1981.
That places Germany 67th out of 177 countries with data for 2025, putting it in the middle of the range.
The long-run direction has been consistently rising across the 47 years of available data.
Gross savings in Germany, year by year
| Year | % of GNI | Change |
|---|---|---|
| 1971 | 26.4% | — |
| 1972 | 25.3% | -4.3% |
| 1973 | 25.0% | -1.1% |
| 1974 | 23.9% | -4.6% |
| 1975 | 20.3% | -14.8% |
| 1976 | 20.8% | +2.4% |
| 1977 | 20.6% | -1.2% |
| 1978 | 21.4% | +4.0% |
| 1979 | 20.9% | -2.2% |
| 1980 | 19.7% | -5.8% |
| 1981 | 18.4% | -6.7% |
| 1982 | 18.7% | +1.8% |
| 1983 | 19.2% | +2.7% |
| 1984 | 19.7% | +2.8% |
| 1985 | 20.5% | +4.0% |
| 1986 | 22.1% | +7.5% |
| 1987 | 21.3% | -3.6% |
| 1988 | 22.3% | +5.0% |
| 1989 | 23.3% | +4.3% |
| 1990 | 24.5% | +5.3% |
| 1999 | 22.5% | -8.4% |
| 2000 | 22.3% | -0.8% |
| 2001 | 22.4% | +0.8% |
| 2002 | 22.1% | -1.7% |
| 2003 | 21.0% | -4.8% |
| 2004 | 23.1% | +10.1% |
| 2005 | 22.9% | -0.8% |
| 2006 | 25.0% | +8.9% |
| 2007 | 26.9% | +7.6% |
| 2008 | 26.0% | -3.2% |
| 2009 | 23.1% | -11.5% |
| 2010 | 24.6% | +6.5% |
| 2011 | 26.7% | +8.7% |
| 2012 | 25.9% | -3.1% |
| 2013 | 25.7% | -0.5% |
| 2014 | 26.8% | +4.2% |
| 2015 | 27.1% | +1.0% |
| 2016 | 27.9% | +2.8% |
| 2017 | 27.9% | +0.3% |
| 2018 | 28.9% | +3.3% |
| 2019 | 28.2% | -2.3% |
| 2020 | 27.3% | -3.2% |
| 2021 | 28.6% | +4.5% |
| 2022 | 26.2% | -8.1% |
| 2023 | 26.8% | +2.0% |
| 2024 | 26.2% | -2.0% |
| 2025 | 25.4% | -3.0% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 22.7% | 20.3% | 26.4% | 9 |
| 1980s | 20.5% | 18.4% | 23.3% | 10 |
| 1990s | 23.5% | 22.5% | 24.5% | 2 |
| 2000s | 23.5% | 21.0% | 26.9% | 10 |
| 2010s | 27.0% | 24.6% | 28.9% | 10 |
| 2020s | 26.8% | 25.4% | 28.6% | 6 |
Countries ranked near Germany
More economy & growth data for Germany
- Africa's Development Dynamics (AfDD) Table 04 - Annual real GDP 0.7761 Percent per annum (2029)
- Africa's Development Dynamics (AfDD) Table 02 - Annual real GDP 0.6565 Percent per annum (2029)
- Services, value added (current US$), annual growth rate 8.49 % change on previous year (2025)
- Services, value added (current US$), per unit of GDP 0.6446 current US$ per US$ of GDP (2025)
- Services, value added (current US$), per capita 38,996 current US$ per person (2025)
- Services, value added (current LCU), annual growth rate 3.92 % change on previous year (2025)
- Services, value added (current LCU), per unit of GDP 0.5704 current LCU per US$ of GDP (2025)
- Services, value added (current LCU), per capita 34,510 current LCU per person (2025)
- Services, value added (constant 2015 US$), annual growth rate 0.4868 % change on previous year (2025)
- Services, value added (constant 2015 US$), per unit of GDP 0.4802 constant 2015 US$ per US$ of GDP (2025)
Frequently asked questions
- What is gross savings in Germany?
- Gross savings in Germany was 25.4% in 2025, according to Country official statistics, National Statistical Offices (NSOs).
- What is the highest gross savings recorded in Germany?
- The highest recorded value was 28.9% in 2018.
- What is the lowest gross savings recorded in Germany?
- The lowest recorded value was 18.4% in 1981.
- How does Germany rank for gross savings?
- Germany ranks 67th out of 177 countries with data for 2025.
- Is gross savings rising or falling in Germany?
- Over the last ten years it is down 6.1%. The long-run trend across the full record is rising.
- Where does this Germany data come from?
- The figures come from Country official statistics, National Statistical Offices (NSOs), published as part of Gross savings (% of GNI). Statizoid updates them automatically from the source API.
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About this data
Savings is an amount that represents the part of disposable income (adjusted for the change in pension entitlements) that is not spent on final consumption. Gross savings are calculated as gross national income less total consumption, plus net transfers. This indicator is expressed as a percentage of Gross National Income (GNI) which is the total income earned by all residents within an economic territory during an accounting period. It is equal to gross domestic product plus earned income receivable from abroad minus earned income payable abroad.