Standardised house price-to-income ratio - annual data by country
Countries reporting
35
Highest
4.8 Annual average rate of change
Greece
Lowest
-9.3 Annual average rate of change
Luxembourg
Median
0.1 Annual average rate of change
Years covered
24
2001–2024
Data points
871
What the numbers show
Standardised house price-to-income ratio - annual data is currently reported for 35 countries. The highest value is 4.8 Annual average rate of change in Greece; the lowest is -9.3 Annual average rate of change in Luxembourg.
The median across all reporting countries is 0.1 Annual average rate of change, and the mean is -1.36 Annual average rate of change.
Over the past decade 14 countries rose and 21 fell. The largest increase was in Spain (up 1,250.0%), and the largest decrease in Malta (down 2,100.0%).
Standardised house price-to-income ratio - annual data: full country ranking
| # | Country | Latest | Year | 10-year change | Trend |
|---|---|---|---|---|---|
| 1 | Greece | 4.8 Annual average rate of change | 2024 | up 172.7% | volatile |
| 2 | Poland | 3 Annual average rate of change | 2024 | up 168.2% | volatile |
| 2 | Poland | 3 Annual average rate of change | 2024 | up 168.2% | volatile |
| 4 | Lithuania | 2.3 Annual average rate of change | 2024 | down 23.3% | volatile |
| 4 | Netherlands | 2.3 Annual average rate of change | 2024 | up 309.1% | volatile |
| 4 | Lithuania | 2.3 Annual average rate of change | 2024 | down 23.3% | volatile |
| 4 | Netherlands | 2.3 Annual average rate of change | 2024 | up 309.1% | volatile |
| 4 | Spain | 2.3 Annual average rate of change | 2024 | up 1,250.0% | volatile |
| 9 | Hungary | 2 Annual average rate of change | 2024 | up 322.2% | volatile |
| 10 | Slovenia | 1.6 Annual average rate of change | 2024 | up 122.2% | volatile |
| 10 | Ireland | 1.6 Annual average rate of change | 2024 | down 89.7% | volatile |
| 10 | Slovenia | 1.6 Annual average rate of change | 2024 | up 122.2% | volatile |
| 13 | Cyprus | 0.6 Annual average rate of change | 2024 | down 90.5% | volatile |
| 14 | Belgium | 0.5 Annual average rate of change | 2024 | up 135.7% | volatile |
| 15 | Denmark | 0.3 Annual average rate of change | 2024 | down 89.7% | volatile |
| 16 | Italy | 0.1 Annual average rate of change | 2024 | up 101.9% | volatile |
| 16 | Portugal | 0.1 Annual average rate of change | 2024 | down 97.5% | volatile |
| 16 | Czechia | 0.1 Annual average rate of change | 2024 | up 107.1% | volatile |
| 19 | Estonia | -1 Annual average rate of change | 2024 | down 111.1% | volatile |
| 19 | Estonia | -1 Annual average rate of change | 2024 | down 111.1% | volatile |
| 21 | Croatia | -1.4 Annual average rate of change | 2024 | up 50.0% | volatile |
| 21 | Croatia | -1.4 Annual average rate of change | 2024 | up 50.0% | volatile |
| 23 | Sweden | -3.1 Annual average rate of change | 2024 | down 146.3% | volatile |
| 24 | Slovakia | -3.5 Annual average rate of change | 2024 | down 288.9% | volatile |
| 24 | Slovakia | -3.5 Annual average rate of change | 2024 | down 288.9% | volatile |
| 26 | Latvia | -3.8 Annual average rate of change | 2024 | down 1,050.0% | volatile |
| 26 | Latvia | -3.8 Annual average rate of change | 2024 | down 1,050.0% | volatile |
| 28 | Malta | -4.4 Annual average rate of change | 2024 | down 2,100.0% | volatile |
| 29 | Finland | -4.7 Annual average rate of change | 2024 | down 327.3% | volatile |
| 30 | Germany | -5.4 Annual average rate of change | 2024 | down 1,900.0% | volatile |
| 31 | Austria | -7 Annual average rate of change | 2024 | down 468.4% | volatile |
| 32 | France | -7.7 Annual average rate of change | 2024 | down 196.2% | volatile |
| 33 | Romania | -8.3 Annual average rate of change | 2024 | down 69.4% | volatile |
| 34 | Bulgaria | -9.2 Annual average rate of change | 2024 | down 1,050.0% | volatile |
| 35 | Luxembourg | -9.3 Annual average rate of change | 2024 | down 390.6% | volatile |
Regions and income groups
Aggregates are excluded from the country ranking above so that a region can never outrank a country.
- European Union - 27 countries (from 2020) -1.7 Annual average rate of change
- Euro area – 21 countries (from 2026) -2.2 Annual average rate of change
- Euro area – 20 countries (2023-2025) -2.4 Annual average rate of change