Share of people (15+) who report having an account at a bank (by) in Ghana

Ghana: Share of people (15+) who report having an account at a bank (by) was 84.42 % in 2024. ▲ Rising

Latest (2024)
84.42 %
Change on year
up 13.8%
World rank
48th
of 97 countries
All-time high
84.42 %
in 2024
All-time low
31.85 %
in 2011
Years of data
5
2011–2024

Share of people (15+) who report having an account at a bank (by) in Ghana, 2011–2024

0204060802011201720242011: 31.9 %2014: 41.7 %2017: 61.8 %2021: 74.2 %2024: 84.4 %

Source: Food and Agriculture Organization of the United Nations. Measured in %.

Analysis

In 2024, share of people (15+) who report having an account at a bank (by) in Ghana stood at 84.42 %. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 13.8% on the previous year and up 102.6% over ten years.

Over the whole period, share of people (15+) who report having an account at a bank (by) in Ghana peaked at 84.42 % in 2024 and was at its lowest, 31.85 %, in 2011.

That places Ghana 48th out of 97 countries with data for 2024, putting it in the middle of the range.

Share of people (15+) who report having an account at a bank (by) in Ghana, year by year

Annual values for Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National in Ghana, 2011 to 2024.
Year % Change
2011 31.85 %
2014 41.67 % +30.8%
2017 61.79 % +48.3%
2021 74.18 % +20.1%
2024 84.42 % +13.8%

Ghana compared with similar countries

  • Ghana's 84.42 % is above the median for lower middle income countries, which is 58.54 %, 1.4× the median. (19 countries reporting)
  • Ghana's 84.42 % is above the median for Sub-Saharan Africa, which is 69.68 %, 1.2× the median. (18 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 45.1 % 31.85 % 61.79 % 3
2020s 79.3 % 74.18 % 84.42 % 2

Countries ranked near Ghana

  1. 45 Chile 87.09 % compare
  2. 46 Poland 85.92 % compare
  3. 47 Serbia 85.65 % compare
  4. 49 Bulgaria 84.37 % compare
  5. 50 Sri Lanka 83.38 % compare
  6. 51 Saudi Arabia 81.81 % compare

See the full ranking of 105 places →

More economy & growth data for Ghana

All data for Ghana →

Frequently asked questions

What is share of people (15+) who report having an account at a bank (by) in Ghana?
Share of people (15+) who report having an account at a bank (by) in Ghana was 84.42 % in 2024, according to Food and Agriculture Organization of the United Nations.
What is the highest share of people (15+) who report having an account at a bank (by) recorded in Ghana?
The highest recorded value was 84.42 % in 2024.
What is the lowest share of people (15+) who report having an account at a bank (by) recorded in Ghana?
The lowest recorded value was 31.85 % in 2011.
How does Ghana rank for share of people (15+) who report having an account at a bank (by)?
Ghana ranks 48th out of 97 countries with data for 2024.
Is share of people (15+) who report having an account at a bank (by) rising or falling in Ghana?
Over the last ten years it is up 102.6%. The long-run trend across the full record is rising.
Where does this Ghana data come from?
The figures come from Food and Agriculture Organization of the United Nations, published as part of Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National. Statizoid updates them automatically from the source API.

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Share of people (15+) who report having an account at a bank (by) in Ghana. Statizoid, drawing on Food and Agriculture Organization of the United Nations. Retrieved 16 September 2026, from https://economy.statizoid.com/stat/share-of-people-15-who-report-having-an-account-at-a-bank-by-themselves-or-with-someone/ghana/

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About this data

Indicator
Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National
Unit
%
Source
Food and Agriculture Organization of the United Nations
Licence
CC BY-NC-SA 3.0 IGO (FAO)
Coverage
105 places, 525 data points, 2011–2024
Last refreshed

The Suite of Gender Indicators presents a set of indicators relevant to agrifood systems that are disaggregated by sex, with the aim of highlighting gender differences across agrifood systems. The initial set of indicators is based on those used in FAO’s 2023 Status of Women in Agrifood Systems (SWAFS) report and on the recommendations of an expert consultation held in December 2023, and covers key dimensions including economic participation, governance, agency, social norms, assets and services, education, health, and nutrition. Indicator selection was informed by expert judgment and by the availability of data with sufficient geographic and temporal coverage to enable meaningful comparisons across regions and over time. While most indicators are produced and published by FAO and other international organizations, the objective of this domain is to provide a one-stop shop for sex-disaggregated data on agrifood systems.