Share of people (15+) who report having an account at a bank (by) in Germany

Germany: Share of people (15+) who report having an account at a bank (by) was 97.68 % in 2024. ▬ Flat

Latest (2024)
97.68 %
Change on year
down 2.3%
World rank
19th
of 97 countries
All-time high
99.95 %
in 2021
All-time low
97.54 %
in 2011
Years of data
5
2011–2024

Share of people (15+) who report having an account at a bank (by) in Germany, 2011–2024

0204060801002011201720242011: 97.5 %2014: 98 %2017: 99.1 %2021: 100 %2024: 97.7 %

Source: Food and Agriculture Organization of the United Nations. Measured in %.

Analysis

Germany recorded 97.68 % for share of people (15+) who report having an account at a bank (by) in 2024.

The figure is down 2.3% on the previous year and down 0.4% over ten years.

Over the whole period, share of people (15+) who report having an account at a bank (by) in Germany peaked at 99.95 % in 2021 and was at its lowest, 97.54 %, in 2011.

Germany ranks 19th of 97 countries on this measure, in the top quarter.

Share of people (15+) who report having an account at a bank (by) in Germany, year by year

Annual values for Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National in Germany, 2011 to 2024.
Year % Change
2011 97.54 %
2014 98.05 % +0.5%
2017 99.08 % +1.1%
2021 99.95 % +0.9%
2024 97.68 % -2.3%

Germany compared with similar countries

  • Germany's 97.68 % is above the median for high income countries, which is 96.01 %, 1.0× the median. (36 countries reporting)
  • Germany's 97.68 % is above the median for Europe & Central Asia, which is 93.34 %, 1.0× the median. (34 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 98.22 % 97.54 % 99.08 % 3
2020s 98.81 % 97.68 % 99.95 % 2

Countries ranked near Germany

  1. 16 Canada 98.06 % compare
  2. 17 China, Hong Kong SAR 97.99 % compare
  3. 18 Estonia 97.93 % compare
  4. 20 Mongolia 97.51 % compare
  5. 21 New Zealand 97.16 % compare
  6. 22 Malta 97.03 % compare

See the full ranking of 105 places →

More economy & growth data for Germany

All data for Germany →

Frequently asked questions

What is share of people (15+) who report having an account at a bank (by) in Germany?
Share of people (15+) who report having an account at a bank (by) in Germany was 97.68 % in 2024, according to Food and Agriculture Organization of the United Nations.
What is the highest share of people (15+) who report having an account at a bank (by) recorded in Germany?
The highest recorded value was 99.95 % in 2021.
What is the lowest share of people (15+) who report having an account at a bank (by) recorded in Germany?
The lowest recorded value was 97.54 % in 2011.
How does Germany rank for share of people (15+) who report having an account at a bank (by)?
Germany ranks 19th out of 97 countries with data for 2024.
Is share of people (15+) who report having an account at a bank (by) rising or falling in Germany?
Over the last ten years it is down 0.4%. The long-run trend across the full record is flat.
Where does this Germany data come from?
The figures come from Food and Agriculture Organization of the United Nations, published as part of Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National. Statizoid updates them automatically from the source API.

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Share of people (15+) who report having an account at a bank (by) in Germany. Statizoid, drawing on Food and Agriculture Organization of the United Nations. Retrieved 15 September 2026, from https://economy.statizoid.com/stat/share-of-people-15-who-report-having-an-account-at-a-bank-by-themselves-or-with-someone/germany/

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About this data

Indicator
Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Male — All age ranges or no breakdown by age — National
Unit
%
Source
Food and Agriculture Organization of the United Nations
Licence
CC BY-NC-SA 3.0 IGO (FAO)
Coverage
105 places, 525 data points, 2011–2024
Last refreshed

The Suite of Gender Indicators presents a set of indicators relevant to agrifood systems that are disaggregated by sex, with the aim of highlighting gender differences across agrifood systems. The initial set of indicators is based on those used in FAO’s 2023 Status of Women in Agrifood Systems (SWAFS) report and on the recommendations of an expert consultation held in December 2023, and covers key dimensions including economic participation, governance, agency, social norms, assets and services, education, health, and nutrition. Indicator selection was informed by expert judgment and by the availability of data with sufficient geographic and temporal coverage to enable meaningful comparisons across regions and over time. While most indicators are produced and published by FAO and other international organizations, the objective of this domain is to provide a one-stop shop for sex-disaggregated data on agrifood systems.