Share of people (15+) who report having an account at a bank (by) in Zambia

Zambia: Share of people (15+) who report having an account at a bank (by) was 70.17 % in 2024. ▲ Rising

Latest (2024)
70.17 %
Change on year
up 56.0%
World rank
58th
of 97 countries
All-time high
70.17 %
in 2024
All-time low
23.34 %
in 2011
Years of data
5
2011–2024

Share of people (15+) who report having an account at a bank (by) in Zambia, 2011–2024

2030405060702011201720242011: 23.3 %2014: 33.2 %2017: 40.3 %2021: 45 %2024: 70.2 %

Source: Food and Agriculture Organization of the United Nations. Measured in %.

Analysis

In 2024, share of people (15+) who report having an account at a bank (by) in Zambia stood at 70.17 %. That is the highest value across all 5 years on record.

Compared with earlier readings it is up 56.0% on the previous year and up 111.0% over ten years.

Over the whole period, share of people (15+) who report having an account at a bank (by) in Zambia peaked at 70.17 % in 2024 and was at its lowest, 23.34 %, in 2011.

Zambia ranks 58th of 97 countries on this measure, in the middle of the range.

Share of people (15+) who report having an account at a bank (by) in Zambia, year by year

Annual values for Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Female — All age ranges or no breakdown by age — National in Zambia, 2011 to 2024.
Year % Change
2011 23.34 %
2014 33.25 % +42.5%
2017 40.28 % +21.1%
2021 44.98 % +11.7%
2024 70.17 % +56.0%

Zambia compared with similar countries

  • Zambia's 70.17 % is above the median for lower middle income countries, which is 49.06 %, 1.4× the median. (19 countries reporting)
  • Zambia's 70.17 % is above the median for Sub-Saharan Africa, which is 52.56 %, 1.3× the median. (18 countries reporting)

Averages by decade

DecadeAverage LowestHighest Years
2010s 32.29 % 23.34 % 40.28 % 3
2020s 57.58 % 44.98 % 70.17 % 2

Countries ranked near Zambia

  1. 55 Bosnia and Herzegovina 75.75 % compare
  2. 56 Saudi Arabia 73.46 % compare
  3. 57 Uruguay 73.29 % compare
  4. 59 Romania 69.85 % compare
  5. 60 Costa Rica 68.28 % compare
  6. 61 Armenia 67.99 % compare

See the full ranking of 105 places →

More economy & growth data for Zambia

All data for Zambia →

Frequently asked questions

What is share of people (15+) who report having an account at a bank (by) in Zambia?
Share of people (15+) who report having an account at a bank (by) in Zambia was 70.17 % in 2024, according to Food and Agriculture Organization of the United Nations.
What is the highest share of people (15+) who report having an account at a bank (by) recorded in Zambia?
The highest recorded value was 70.17 % in 2024.
What is the lowest share of people (15+) who report having an account at a bank (by) recorded in Zambia?
The lowest recorded value was 23.34 % in 2011.
How does Zambia rank for share of people (15+) who report having an account at a bank (by)?
Zambia ranks 58th out of 97 countries with data for 2024.
Is share of people (15+) who report having an account at a bank (by) rising or falling in Zambia?
Over the last ten years it is up 111.0%. The long-run trend across the full record is rising.
Where does this Zambia data come from?
The figures come from Food and Agriculture Organization of the United Nations, published as part of Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Female — All age ranges or no breakdown by age — National. Statizoid updates them automatically from the source API.

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Share of people (15+) who report having an account at a bank (by) in Zambia. Statizoid, drawing on Food and Agriculture Organization of the United Nations. Retrieved 16 September 2026, from https://economy.statizoid.com/stat/share-of-people-15-who-report-having-an-account-at-a-bank-by-themselves-or-with-someone-2/zambia/

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About this data

Indicator
Share of people (15+) who report having an account at a bank (by themselves or with someone else) — Value — Female — All age ranges or no breakdown by age — National
Unit
%
Source
Food and Agriculture Organization of the United Nations
Licence
CC BY-NC-SA 3.0 IGO (FAO)
Coverage
105 places, 525 data points, 2011–2024
Last refreshed

The Suite of Gender Indicators presents a set of indicators relevant to agrifood systems that are disaggregated by sex, with the aim of highlighting gender differences across agrifood systems. The initial set of indicators is based on those used in FAO’s 2023 Status of Women in Agrifood Systems (SWAFS) report and on the recommendations of an expert consultation held in December 2023, and covers key dimensions including economic participation, governance, agency, social norms, assets and services, education, health, and nutrition. Indicator selection was informed by expert judgment and by the availability of data with sufficient geographic and temporal coverage to enable meaningful comparisons across regions and over time. While most indicators are produced and published by FAO and other international organizations, the objective of this domain is to provide a one-stop shop for sex-disaggregated data on agrifood systems.