Insurance and financial services in Germany

Germany: Insurance and financial services was 8.3% in 2025. ◆ Volatile

Latest (2025)
8.3%
Change on year
up 5.9%
World rank
71st
of 197 countries
All-time high
8.8%
in 2021
All-time low
0.5%
in 1976
Years of data
42
1976–2025

Insurance and financial services in Germany, 1976–2025

024681976200020251976: 0.524 % of service imports, BoP1977: 0.526 % of service imports, BoP1978: 0.542 % of service imports, BoP1979: 0.541 % of service imports, BoP1980: 0.869 % of service imports, BoP1981: 0.804 % of service imports, BoP1982: 0.726 % of service imports, BoP1983: 0.823 % of service imports, BoP1984: 0.94 % of service imports, BoP1985: 1.1 % of service imports, BoP1986: 1.2 % of service imports, BoP1987: 1.3 % of service imports, BoP1988: 1.5 % of service imports, BoP1989: 1.2 % of service imports, BoP1990: 0.965 % of service imports, BoP1999: 4 % of service imports, BoP2000: 3.2 % of service imports, BoP2001: 3.4 % of service imports, BoP2002: 3.7 % of service imports, BoP2003: 3.5 % of service imports, BoP2004: 4.7 % of service imports, BoP2005: 4.9 % of service imports, BoP2006: 5.4 % of service imports, BoP2007: 6.2 % of service imports, BoP2008: 5.6 % of service imports, BoP2009: 6.1 % of service imports, BoP2010: 5.7 % of service imports, BoP2011: 6.4 % of service imports, BoP2012: 6.1 % of service imports, BoP2013: 6.3 % of service imports, BoP2014: 6.9 % of service imports, BoP2015: 6.6 % of service imports, BoP2016: 6.3 % of service imports, BoP2017: 5.6 % of service imports, BoP2018: 5.9 % of service imports, BoP2019: 6.1 % of service imports, BoP2020: 8.2 % of service imports, BoP2021: 8.8 % of service imports, BoP2022: 7.5 % of service imports, BoP2023: 7.9 % of service imports, BoP2024: 7.8 % of service imports, BoP2025: 8.3 % of service imports, BoP

Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of service imports, BoP.

Analysis

In 2025, insurance and financial services in Germany stood at 8.3%.

Compared with earlier readings it is up 5.9% on the previous year and up 25.4% over ten years.

Over the whole period, insurance and financial services in Germany peaked at 8.8% in 2021 and was at its lowest, 0.5%, in 1976.

Germany ranks 71st of 197 countries on this measure, in the middle of the range.

The series is highly variable year to year, so single readings are best treated with caution.

Insurance and financial services in Germany, year by year

Annual values for Insurance and financial services (% of service imports, BoP) in Germany, 1976 to 2025.
Year % of service imports, BoP Change
1976 0.5%
1977 0.5% +0.4%
1978 0.5% +3.0%
1979 0.5% -0.3%
1980 0.9% +60.8%
1981 0.8% -7.5%
1982 0.7% -9.6%
1983 0.8% +13.3%
1984 0.9% +14.3%
1985 1.1% +11.7%
1986 1.2% +16.5%
1987 1.3% +2.7%
1988 1.5% +15.4%
1989 1.2% -15.0%
1990 1.0% -21.8%
1999 4.0% +312.7%
2000 3.2% -20.3%
2001 3.4% +5.9%
2002 3.7% +9.2%
2003 3.5% -4.9%
2004 4.7% +33.5%
2005 4.9% +4.7%
2006 5.4% +10.7%
2007 6.2% +14.4%
2008 5.6% -8.5%
2009 6.1% +8.8%
2010 5.7% -6.7%
2011 6.4% +11.7%
2012 6.1% -5.1%
2013 6.3% +4.0%
2014 6.9% +9.1%
2015 6.6% -4.4%
2016 6.3% -4.2%
2017 5.6% -11.3%
2018 5.9% +5.2%
2019 6.1% +2.6%
2020 8.2% +36.0%
2021 8.8% +6.9%
2022 7.5% -15.3%
2023 7.9% +6.2%
2024 7.8% -1.4%
2025 8.3% +5.9%

Germany compared with similar countries

  • Germany's 8.3% is above the median for high income countries, which is 6.2%, 1.3× the median. (72 countries reporting)
  • Germany's 8.3% is above the median for Europe & Central Asia, which is 5.2%, 1.6× the median. (51 countries reporting)

Biggest year-on-year movements

Years where Insurance and financial services in Germany changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.

YearChange FromTo
1999 +312.7% 1.0% 4.0%

Averages by decade

DecadeAverage LowestHighest Years
1970s 0.5% 0.5% 0.5% 4
1980s 1.0% 0.7% 1.5% 10
1990s 2.5% 1.0% 4.0% 2
2000s 4.7% 3.2% 6.2% 10
2010s 6.2% 5.6% 6.9% 10
2020s 8.1% 7.5% 8.8% 6

Countries ranked near Germany

  1. 68 Greece 8.6% compare
  2. 69 Nigeria 8.5% compare
  3. 70 Honduras 8.3% compare
  4. 72 Guinea 7.9% compare
  5. 73 Peru 7.9% compare
  6. 74 Central African Republic 7.9% compare

See the full ranking of 244 places →

More economy & growth data for Germany

All data for Germany →

Frequently asked questions

What is insurance and financial services in Germany?
Insurance and financial services in Germany was 8.3% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
What is the highest insurance and financial services recorded in Germany?
The highest recorded value was 8.8% in 2021.
What is the lowest insurance and financial services recorded in Germany?
The lowest recorded value was 0.5% in 1976.
How does Germany rank for insurance and financial services?
Germany ranks 71st out of 197 countries with data for 2025.
Is insurance and financial services rising or falling in Germany?
Over the last ten years it is up 25.4%. The long-run trend across the full record is volatile.
Where does this Germany data come from?
The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of service imports, BoP). Statizoid updates them automatically from the source API.

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Insurance and financial services in Germany. Statizoid, drawing on Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Retrieved 14 September 2026, from https://economy.statizoid.com/stat/insurance-and-financial-services-percent-of-service-imports-bop/germany/

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About this data

Indicator
Insurance and financial services (% of service imports, BoP)
Unit
% of service imports, BoP
Source
Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF)
Licence
CC BY 4.0 (World Bank Open Data)
Coverage
244 places, 9,395 data points, 1960–2025
Last refreshed

Insurance and financial services cover various types of insurance provided to nonresidents by resident insurance enterprises and vice versa, and financial intermediary and auxiliary services (except those of insurance enterprises and pension funds) exchanged between residents and nonresidents. This indicator is expressed as a percentage of service imports which are services provided by non-residents to residents.