Insurance and financial services in Post-demographic dividend
Post-demographic dividend: Insurance and financial services was 15.8% in 2025. ▲ Rising
Insurance and financial services in Post-demographic dividend, 1981–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of service exports, BoP.
Analysis
In 2025, insurance and financial services in Post-demographic dividend stood at 15.8%.
The figure is up 8.8% on the previous year and up 12.6% over ten years.
Over the whole period, insurance and financial services in Post-demographic dividend peaked at 16.5% in 2020 and was at its lowest, 3.2%, in 1981.
Post-demographic dividend ranks 3rd of 45 groups on this measure, in the top 10%.
The long-run direction has been consistently rising across the 40 years of available data.
Insurance and financial services in Post-demographic dividend, year by year
| Year | % of service exports, BoP | Change |
|---|---|---|
| 1981 | 3.2% | — |
| 1982 | 3.5% | +6.6% |
| 1983 | 4.1% | +18.6% |
| 1984 | 4.1% | +0.7% |
| 1985 | 4.4% | +7.7% |
| 1986 | 6.8% | +52.6% |
| 1987 | 6.5% | -3.9% |
| 1988 | 6.4% | -1.1% |
| 1989 | 6.3% | -1.6% |
| 1990 | 6.5% | +2.3% |
| 1996 | 6.9% | +6.4% |
| 1997 | 7.4% | +7.4% |
| 1998 | 7.3% | -2.1% |
| 1999 | 11.1% | +53.3% |
| 2000 | 11.8% | +6.0% |
| 2001 | 11.5% | -2.6% |
| 2002 | 11.9% | +3.6% |
| 2003 | 12.2% | +2.6% |
| 2004 | 13.0% | +6.7% |
| 2005 | 13.2% | +1.5% |
| 2006 | 14.5% | +10.0% |
| 2007 | 15.5% | +6.5% |
| 2008 | 14.5% | -6.2% |
| 2009 | 15.0% | +3.4% |
| 2010 | 14.5% | -3.2% |
| 2011 | 14.9% | +2.2% |
| 2012 | 14.7% | -0.8% |
| 2013 | 14.3% | -2.7% |
| 2014 | 14.0% | -2.2% |
| 2015 | 14.0% | +0.1% |
| 2016 | 14.0% | -0.0% |
| 2017 | 13.7% | -2.4% |
| 2018 | 13.6% | -1.0% |
| 2019 | 13.3% | -2.1% |
| 2020 | 16.5% | +24.1% |
| 2021 | 16.2% | -1.9% |
| 2022 | 14.3% | -11.7% |
| 2023 | 14.4% | +1.1% |
| 2024 | 14.5% | +0.6% |
| 2025 | 15.8% | +8.8% |
Biggest year-on-year movements
Years where Insurance and financial services in Post-demographic dividend changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 1999 | +53.3% | 7.3% | 11.1% |
| 1986 | +52.6% | 4.4% | 6.8% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1980s | 5.0% | 3.2% | 6.8% | 9 |
| 1990s | 7.8% | 6.5% | 11.1% | 5 |
| 2000s | 13.3% | 11.5% | 15.5% | 10 |
| 2010s | 14.1% | 13.3% | 14.9% | 10 |
| 2020s | 15.3% | 14.3% | 16.5% | 6 |
Countries ranked near Post-demographic dividend
- 1 Libya 94.1% compare
- 2 Luxembourg 59.8% compare
- 3 Cayman Islands 55.2% compare
- 4 Sierra Leone 32.7% compare
- 5 Bahrain 31.3% compare
- 6 Liberia 30.3% compare
More economy & growth data for Post-demographic dividend
- General government final consumption expenditure (constant 2015 US$) 8,288 constant 2015 US$ per person (2024)
- Foreign direct investment, net outflows (BoP, current US$), gaps 1.14 trillion BoP, current US$ (2025)
- Foreign direct investment, net outflows (BoP, current US$), per unit 0.0169 BoP, current US$ per US$ of GDP (2025)
- Foreign direct investment, net outflows (BoP, current US$), per capita 1,006 BoP, current US$ per person (2025)
- Foreign direct investment, net inflows (BoP, current US$), gaps filled 821.52 billion BoP, current US$ (2025)
- Foreign direct investment, net inflows (BoP, current US$), annual -12.82 % change on previous year (2025)
- Foreign direct investment, net inflows (BoP, current US$), per unit 0.0122 BoP, current US$ per US$ of GDP (2025)
- Foreign direct investment, net inflows (BoP, current US$), per capita 725.33 BoP, current US$ per person (2025)
- Households and NPISHs Final consumption expenditure (current US$) 4.16 % change on previous year (2024)
- General government final consumption expenditure (constant 2015 US$) 2.56 % change on previous year (2024)
Frequently asked questions
- What is insurance and financial services in Post-demographic dividend?
- Insurance and financial services in Post-demographic dividend was 15.8% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Post-demographic dividend?
- The highest recorded value was 16.5% in 2020.
- What is the lowest insurance and financial services recorded in Post-demographic dividend?
- The lowest recorded value was 3.2% in 1981.
- How does Post-demographic dividend rank for insurance and financial services?
- Post-demographic dividend ranks 3rd out of 45 groups with data for 2025.
- Is insurance and financial services rising or falling in Post-demographic dividend?
- Over the last ten years it is up 12.6%. The long-run trend across the full record is rising.
- Where does this Post-demographic dividend data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of service exports, BoP). Statizoid updates them automatically from the source API.
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About this data
Insurance and financial services cover various types of insurance provided to nonresidents by resident insurance enterprises and vice versa, and financial intermediary and auxiliary services (except those of insurance enterprises and pension funds) exchanged between residents and nonresidents. This indicator is expressed as a percentage of service exports which are services provided by residents to non-residents.