Insurance and financial services in Kosovo
Kosovo: Insurance and financial services was 0.6% in 2025. ◆ Volatile
Insurance and financial services in Kosovo, 2004–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of service exports, BoP.
Analysis
In 2025, insurance and financial services in Kosovo stood at 0.6%. That is the lowest value across all 22 years on record.
Compared with earlier readings it is down 2.5% on the previous year and down 71.0% over ten years.
Over the whole period, insurance and financial services in Kosovo peaked at 5.7% in 2020 and was at its lowest, 0.6%, in 2025.
That places Kosovo 156th out of 190 countries with data for 2025, putting it in the bottom quarter.
The series is highly variable year to year, so single readings are best treated with caution.
Insurance and financial services in Kosovo, year by year
| Year | % of service exports, BoP | Change |
|---|---|---|
| 2004 | 3.8% | — |
| 2005 | 3.5% | -8.4% |
| 2006 | 4.0% | +13.3% |
| 2007 | 3.4% | -14.1% |
| 2008 | 3.7% | +9.4% |
| 2009 | 3.8% | +3.0% |
| 2010 | 3.3% | -12.9% |
| 2011 | 1.7% | -48.4% |
| 2012 | 2.9% | +70.2% |
| 2013 | 2.8% | -3.7% |
| 2014 | 2.4% | -16.5% |
| 2015 | 2.0% | -16.7% |
| 2016 | 1.7% | -11.6% |
| 2017 | 1.5% | -13.6% |
| 2018 | 1.9% | +29.0% |
| 2019 | 2.1% | +7.0% |
| 2020 | 5.7% | +174.7% |
| 2021 | 0.7% | -87.0% |
| 2022 | 0.7% | +0.7% |
| 2023 | 1.0% | +28.3% |
| 2024 | 0.6% | -39.0% |
| 2025 | 0.6% | -2.5% |
Kosovo compared with similar countries
- Kosovo's 0.6% is below the median for upper middle income countries, which is 1.8%, 32% of the median. (53 countries reporting)
- Kosovo's 0.6% is below the median for Europe & Central Asia, which is 3.5%, 16% of the median. (51 countries reporting)
Biggest year-on-year movements
Years where Insurance and financial services in Kosovo changed far more than this series normally does. A large move can be a real event or a change in how the figure was measured — the source note below says who published it.
| Year | Change | From | To |
|---|---|---|---|
| 2020 | +174.7% | 2.1% | 5.7% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 2000s | 3.7% | 3.4% | 4.0% | 6 |
| 2010s | 2.2% | 1.5% | 3.3% | 10 |
| 2020s | 1.5% | 0.6% | 5.7% | 6 |
Countries ranked near Kosovo
- 153 Lao People's Democratic Republic 0.7% compare
- 154 Botswana 0.7% compare
- 155 Serbia 0.6% compare
- 156 Kosovo (UNSCR 1244) 0.6% compare
- 158 Paraguay 0.5% compare
- 159 Saint Lucia 0.5% compare
More economy & growth data for Kosovo
- Total reserves minus gold (current US$), per unit of GDP 0.1217 current US$ per US$ of GDP (2025)
- General government final consumption expenditure (current LCU) 15.21 % change on previous year (2025)
- General government final consumption expenditure (current US$), per 1,061 current US$ per person (2025)
- General government final consumption expenditure (current US$), per 0.1343 current US$ per US$ of GDP (2025)
- General government final consumption expenditure (current US$) 20.27 % change on previous year (2025)
- Total reserves minus gold (current US$), per capita 961.48 current US$ per person (2025)
- Total reserves (includes gold, current US$), per capita 961.48 includes gold, current US$ per person (2025)
- Total reserves (includes gold, current US$), annual growth rate 15.73 % change on previous year (2025)
- Total reserves (includes gold, current US$), per unit of GDP 0.1217 includes gold, current US$ per US$ of GDP (2025)
- General government final consumption expenditure (current LCU), per 0.1188 current LCU per US$ of GDP (2025)
Frequently asked questions
- What is insurance and financial services in Kosovo?
- Insurance and financial services in Kosovo was 0.6% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Kosovo?
- The highest recorded value was 5.7% in 2020.
- What is the lowest insurance and financial services recorded in Kosovo?
- The lowest recorded value was 0.6% in 2025.
- How does Kosovo rank for insurance and financial services?
- Kosovo ranks 156th out of 190 countries with data for 2025.
- Is insurance and financial services rising or falling in Kosovo?
- Over the last ten years it is down 71.0%. The long-run trend across the full record is volatile.
- Where does this Kosovo data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of service exports, BoP). Statizoid updates them automatically from the source API.
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About this data
Insurance and financial services cover various types of insurance provided to nonresidents by resident insurance enterprises and vice versa, and financial intermediary and auxiliary services (except those of insurance enterprises and pension funds) exchanged between residents and nonresidents. This indicator is expressed as a percentage of service exports which are services provided by residents to non-residents.