Insurance and financial services in Early-demographic dividend
Early-demographic dividend: Insurance and financial services was 3.4% in 2025. ▲ Rising
Insurance and financial services in Early-demographic dividend, 1979–2025
Source: Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF). Measured in % of service exports, BoP.
Analysis
In 2025, insurance and financial services in Early-demographic dividend stood at 3.4%.
The figure is down 15.4% on the previous year and down 30.0% over ten years.
Over the whole period, insurance and financial services in Early-demographic dividend peaked at 5.4% in 1981 and was at its lowest, 1.9%, in 1997.
Early-demographic dividend ranks 26th of 45 groups on this measure, in the middle of the range.
The long-run direction has been consistently rising across the 47 years of available data.
Insurance and financial services in Early-demographic dividend, year by year
| Year | % of service exports, BoP | Change |
|---|---|---|
| 1979 | 4.4% | — |
| 1980 | 4.8% | +10.0% |
| 1981 | 5.4% | +12.5% |
| 1982 | 5.0% | -8.5% |
| 1983 | 3.8% | -24.1% |
| 1984 | 3.4% | -10.1% |
| 1985 | 4.5% | +32.7% |
| 1986 | 3.7% | -18.6% |
| 1987 | 3.8% | +3.7% |
| 1988 | 3.1% | -17.1% |
| 1989 | 2.9% | -6.0% |
| 1990 | 2.6% | -12.2% |
| 1991 | 2.7% | +3.5% |
| 1992 | 2.5% | -7.8% |
| 1993 | 2.3% | -5.8% |
| 1994 | 2.4% | +1.9% |
| 1995 | 2.4% | +1.8% |
| 1996 | 2.8% | +13.9% |
| 1997 | 1.9% | -30.6% |
| 1998 | 3.1% | +64.0% |
| 1999 | 3.4% | +8.0% |
| 2000 | 3.9% | +15.1% |
| 2001 | 3.5% | -10.4% |
| 2002 | 3.6% | +2.2% |
| 2003 | 3.2% | -10.7% |
| 2004 | 3.0% | -6.6% |
| 2005 | 3.9% | +30.7% |
| 2006 | 4.0% | +1.8% |
| 2007 | 4.6% | +15.9% |
| 2008 | 4.7% | +2.8% |
| 2009 | 4.5% | -5.4% |
| 2010 | 4.8% | +7.3% |
| 2011 | 4.8% | -0.1% |
| 2012 | 4.9% | +2.7% |
| 2013 | 5.0% | +2.4% |
| 2014 | 4.7% | -5.6% |
| 2015 | 4.8% | +2.3% |
| 2016 | 4.6% | -5.7% |
| 2017 | 4.3% | -6.2% |
| 2018 | 4.1% | -5.0% |
| 2019 | 3.7% | -9.0% |
| 2020 | 4.8% | +29.6% |
| 2021 | 4.7% | -2.6% |
| 2022 | 3.9% | -16.4% |
| 2023 | 4.3% | +8.6% |
| 2024 | 4.0% | -5.7% |
| 2025 | 3.4% | -15.4% |
Averages by decade
| Decade | Average | Lowest | Highest | Years |
|---|---|---|---|---|
| 1970s | 4.4% | 4.4% | 4.4% | 1 |
| 1980s | 4.0% | 2.9% | 5.4% | 10 |
| 1990s | 2.6% | 1.9% | 3.4% | 10 |
| 2000s | 3.9% | 3.0% | 4.7% | 10 |
| 2010s | 4.6% | 3.7% | 5.0% | 10 |
| 2020s | 4.2% | 3.4% | 4.8% | 6 |
Countries ranked near Early-demographic dividend
More economy & growth data for Early-demographic dividend
- General government final consumption expenditure (constant 2015 US$) 2.18 % change on previous year (2025)
- Households and NPISHs Final consumption expenditure (constant 2015) 4.91 % change on previous year (2025)
- Households and NPISHs Final consumption expenditure (current US$) 2,855 current US$ per person (2025)
- Households and NPISHs Final consumption expenditure (current US$) 0.6252 current US$ per US$ of GDP (2025)
- Foreign direct investment, net outflows (BoP, current US$), gaps 100.01 billion BoP, current US$ (2025)
- Households and NPISHs Final consumption expenditure (current US$) 5.59 % change on previous year (2025)
- General government final consumption expenditure (constant 2015 US$) 515.76 constant 2015 US$ per person (2025)
- General government final consumption expenditure (constant 2015 US$) 0.1129 constant 2015 US$ per US$ of GDP (2025)
- Foreign direct investment, net outflows (BoP, current US$), per unit 0.0061 BoP, current US$ per US$ of GDP (2025)
- Foreign direct investment, net inflows (BoP, current US$), gaps filled 226.89 billion BoP, current US$ (2025)
Frequently asked questions
- What is insurance and financial services in Early-demographic dividend?
- Insurance and financial services in Early-demographic dividend was 3.4% in 2025, according to Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF).
- What is the highest insurance and financial services recorded in Early-demographic dividend?
- The highest recorded value was 5.4% in 1981.
- What is the lowest insurance and financial services recorded in Early-demographic dividend?
- The lowest recorded value was 1.9% in 1997.
- How does Early-demographic dividend rank for insurance and financial services?
- Early-demographic dividend ranks 26th out of 45 groups with data for 2025.
- Is insurance and financial services rising or falling in Early-demographic dividend?
- Over the last ten years it is down 30.0%. The long-run trend across the full record is rising.
- Where does this Early-demographic dividend data come from?
- The figures come from Balance of Payments Statistics Yearbook and data files, International Monetary Fund (IMF), published as part of Insurance and financial services (% of service exports, BoP). Statizoid updates them automatically from the source API.
Download this data
CSV · JSON — 47 observations, free to reuse under CC BY 4.0 (World Bank Open Data).
About this data
Insurance and financial services cover various types of insurance provided to nonresidents by resident insurance enterprises and vice versa, and financial intermediary and auxiliary services (except those of insurance enterprises and pension funds) exchanged between residents and nonresidents. This indicator is expressed as a percentage of service exports which are services provided by residents to non-residents.