Housing cost overburden rate by income quintile in Finland

Finland: Housing cost overburden rate by income quintile was 4.7% in 2025. ▲ Rising

Latest (2025)
4.7%
Change on year
down 13.0%
World rank
37th
of 47 countries
All-time high
5.5%
in 2023
All-time low
3.5%
in 2005
Years of data
22
2004–2025

Housing cost overburden rate by income quintile in Finland, 2004–2025

02462004201420252004: 3.8 Percentage2005: 3.5 Percentage2006: 3.7 Percentage2007: 4.7 Percentage2008: 4.7 Percentage2009: 4.4 Percentage2010: 4.2 Percentage2011: 4.4 Percentage2012: 4.5 Percentage2013: 4.9 Percentage2014: 5.1 Percentage2015: 4.9 Percentage2016: 4.4 Percentage2017: 4.3 Percentage2018: 4.3 Percentage2019: 4 Percentage2020: 4.1 Percentage2021: 4.3 Percentage2022: 5.4 Percentage2023: 5.5 Percentage2024: 5.4 Percentage2025: 4.7 Percentage

Source: Eurostat. Measured in Percentage.

Analysis

The most recent figure for housing cost overburden rate by income quintile in Finland is 4.7%, measured in 2025.

The figure is down 13.0% on the previous year and down 4.1% over ten years.

Over the whole period, housing cost overburden rate by income quintile in Finland peaked at 5.5% in 2023 and was at its lowest, 3.5%, in 2005.

That places Finland 37th out of 47 countries with data for 2025, putting it in the bottom quarter.

The long-run direction has been consistently rising across the 22 years of available data.

Housing cost overburden rate by income quintile in Finland, year by year

Annual values for Housing cost overburden rate by income quintile in Finland, 2004 to 2025.
Year Percentage Change
2004 3.8%
2005 3.5% -7.9%
2006 3.7% +5.7%
2007 4.7% +27.0%
2008 4.7% +0.0%
2009 4.4% -6.4%
2010 4.2% -4.5%
2011 4.4% +4.8%
2012 4.5% +2.3%
2013 4.9% +8.9%
2014 5.1% +4.1%
2015 4.9% -3.9%
2016 4.4% -10.2%
2017 4.3% -2.3%
2018 4.3% +0.0%
2019 4.0% -7.0%
2020 4.1% +2.5%
2021 4.3% +4.9%
2022 5.4% +25.6%
2023 5.5% +1.9%
2024 5.4% -1.8%
2025 4.7% -13.0%

Averages by decade

DecadeAverage LowestHighest Years
2000s 4.1% 3.5% 4.7% 6
2010s 4.5% 4.0% 5.1% 10
2020s 4.9% 4.1% 5.5% 6

Countries ranked near Finland

  1. 35 Italy 5.0% compare
  2. 35 Romania 5.0% compare
  3. 38 Poland 4.1% compare
  4. 38 Poland 4.1% compare
  5. 40 Slovenia 3.5% compare
  6. 40 Slovakia 3.5% compare
  7. 40 Slovenia 3.5% compare
  8. 40 Slovakia 3.5% compare

See the full ranking of 52 places →

More economy & growth data for Finland

All data for Finland →

Frequently asked questions

What is housing cost overburden rate by income quintile in Finland?
Housing cost overburden rate by income quintile in Finland was 4.7% in 2025, according to Eurostat.
What is the highest housing cost overburden rate by income quintile recorded in Finland?
The highest recorded value was 5.5% in 2023.
What is the lowest housing cost overburden rate by income quintile recorded in Finland?
The lowest recorded value was 3.5% in 2005.
How does Finland rank for housing cost overburden rate by income quintile?
Finland ranks 37th out of 47 countries with data for 2025.
Is housing cost overburden rate by income quintile rising or falling in Finland?
Over the last ten years it is down 4.1%. The long-run trend across the full record is rising.
Where does this Finland data come from?
The figures come from Eurostat, published as part of Housing cost overburden rate by income quintile. Statizoid updates them automatically from the source API.

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Housing cost overburden rate by income quintile in Finland. Statizoid, drawing on Eurostat. Retrieved 01 September 2026, from https://economy.statizoid.com/stat/housing-cost-overburden-rate-by-income-quintile/finland/

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About this data

Indicator
Housing cost overburden rate by income quintile
Unit
Percentage
Source
Eurostat
Licence
CC BY 4.0 (Eurostat)
Coverage
52 places, 966 data points, 2003–2025
Last refreshed